Welcome to the 0% Club.
0% Pay Later fees
0% Card processing fees (incl. Apple & Google Pay)
0% Open Banking fees
This is why we think you'll like us:
Payment method
Payment method
Super Credit (BNPL)
Super Credit (BNPL)
Open Banking
Open Banking
Card Payments
Card Payments
Payment Processor fee
Payment Processor fee
0%
0%
0%
0%
0%
0%
Unavoidable Costs
Unavoidable Costs
0%
0%
0%
0%
Interchange + Scheme
Interchange + Scheme
Super Credit (BNPL)
0% Payment Processor fee
No other fees
Open Banking
0% Payment Processor fee
No other fees
Card payments
0% Payment Processor fee
Unavoidable fees: interchange + scheme
Super Payments offers Pay Later (by Super Credit), Open Banking, and traditional Card payments (including Apple Pay and Google Pay).
All other payment providers charge a processing fee; we are the only provider in the market which has removed this entirely for all payment methods. Open Banking and Super Credit are completely free to businesses.
For cards, there are mandated costs from Visa/MasterCard and participating banks, associated with the payment itself. With Super, you only pay these unavoidable costs for card payments.
Card payments.
Card payments.
Every card transaction fee has unavoidable, mandated costs (made up of interchange and scheme), and processor fees. Interchange (paid to the cardholder’s bank) ranges from 0.2% - 0.3% for consumer transactions in the UK. Scheme fees go to the card networks (e.g. Visa, Mastercard) and change over time, often rising when regulations cap interchange fees. Processor fees are what payment providers add on top.
Super Payments Pricing.
We don’t add processor markups or hide costs in blended or “+” models. By passing just the unavoidable costs (interchange + scheme), we deliver the lowest, most transparent pricing in the market. We will always be lower than payment providers which charge a markup - offering Blend or Interchange+(+) pricing:
Blend Pricing.
Blend Pricing.
One flat rate (e.g. 1.65%) for all transactions.
One flat rate (e.g. 1.65%) for all transactions.
Simple and predictable.
Simple and predictable.
Often overpriced, since you pay the same high markup fee even on cheap debit card transactions.
Often overpriced, since you pay the same high markup fee even on cheap debit card transactions.
Interchange++ Pricing.
Interchange++ Pricing.
Fee split into interchange + scheme + processor margin.
Fee split into interchange + scheme + processor margin.
More transparent and fairer than blended.
More transparent and fairer than blended.
Costs vary by card type, and providers still add their own markup.
Costs vary by card type, and providers still add their own markup.
Super Payments Pricing.
Super Payments Pricing.
Only unavoidable card costs (interchange + scheme).
Only unavoidable card costs (interchange + scheme).
No processor markup → lowest possible pricing.
No processor markup → lowest possible pricing.
100% transparent.
100% transparent.
Welcome to the 0% Club.
0% Pay Later fees
0% Card processing fees (incl. Apple & Google Pay)
0% Open Banking fees
This is why we think you'll like us:
Payment method
Super Credit (BNPL)
Open Banking
Card Payments
Payment Processor fee
0%
0%
0%
Unavoidable Costs
0%
0%
Interchange + Scheme
Super Credit (BNPL)
0% Payment Processor fee
No other fees
Open Banking
0% Payment Processor fee
No other fees
Card payments
0% Payment Processor fee
Unavoidable fees: interchange + scheme
Super Payments offers Pay Later (by Super Credit), Open Banking, and traditional Card payments (including Apple Pay and Google Pay).
All other payment providers charge a processing fee; we are the only provider in the market which has removed this entirely for all payment methods. Open Banking and Super Credit are completely free to businesses.
For cards, there are mandated costs from Visa/MasterCard and participating banks, associated with the payment itself. With Super, you only pay these unavoidable costs for card payments.
Card payments.
Every card transaction fee has unavoidable, mandated costs (made up of interchange and scheme), and processor fees. Interchange (paid to the cardholder’s bank) ranges from 0.2% - 0.3% for consumer transactions in the UK. Scheme fees go to the card networks (e.g. Visa, Mastercard) and change over time, often rising when regulations cap interchange fees. Processor fees are what payment providers add on top.
Super Payments Pricing.
We don’t add processor markups or hide costs in blended or “+” models. By passing just the unavoidable costs (interchange + scheme), we deliver the lowest, most transparent pricing in the market. We will always be lower than payment providers which charge a markup - offering Blend or Interchange+(+) pricing:
Blend Pricing.
One flat rate (e.g. 1.65%) for all transactions.
Simple and predictable.
Often overpriced, since you pay the same high markup fee even on cheap debit card transactions.
Interchange++ Pricing.
Fee split into interchange + scheme + processor margin.
More transparent and fairer than blended.
Costs vary by card type, and providers still add their own markup.
Super Payments Pricing.
Only unavoidable card costs (interchange + scheme).
No processor markup → lowest possible pricing.
100% transparent.
Copyright 2025 Super Payments. All rights reserved.
Super Payments Limited is a private limited company with company number 13903817. Open banking payments are powered by Yapily Connect Limited and Modulr FS Limited. Yapily Connect Limited is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference 827001). Super Payments Limited is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your business account and related payment services are provided by Modulr FS Limited. Super Payments Information Security Policy is available on request. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS), business funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 - more information. Card payments and business accounts are powered by Stripe Payments UK Limited. Stripe UK Payments Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference: 900461) as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services.
Super Credit is provided by Abound (see below) and is subject to status. Super is not a lender. Terms apply. Fintern Ltd, trading as Abound, is registered in England & Wales No. 12472034 and is authorised and regulated by the Financial Conduct Authority, FRN 929244. Fintern Ltd, 3rd Floor, 86-90 Paul Street, London, EC2A 4NE. Super Payments Limited, trading as Super and Super Payments, is an Introducer Appointed Representative (FRN 1034245) of Abound and may receive commission for introductions. Missed payments may affect your credit score.
Business address at 123 Buckingham Palace Road, London, SW1W 9SH.
Copyright 2025 Super Payments. All rights reserved.
Super Payments Limited is a private limited company with company number 13903817. Open banking payments are powered by Yapily Connect Limited and Modulr FS Limited. Yapily Connect Limited is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference 827001). Super Payments Limited is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your business account and related payment services are provided by Modulr FS Limited. Super Payments Information Security Policy is available on request. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS), business funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 - more information. Card payments and business accounts are powered by Stripe Payments UK Limited. Stripe UK Payments Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference: 900461) as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services.
Super Credit is provided by Abound (see below) and is subject to status. Super is not a lender. Terms apply. Fintern Ltd, trading as Abound, is registered in England & Wales No. 12472034 and is authorised and regulated by the Financial Conduct Authority, FRN 929244. Fintern Ltd, 3rd Floor, 86-90 Paul Street, London, EC2A 4NE. Super Payments Limited, trading as Super and Super Payments, is an Introducer Appointed Representative (FRN 1034245) of Abound and may receive commission for introductions. Missed payments may affect your credit score.
Business address at 123 Buckingham Palace Road, London, SW1W 9SH.
Copyright 2025 Super Payments. All rights reserved.
Super Payments Limited is a private limited company with company number 13903817. Open banking payments are powered by Yapily Connect Limited and Modulr FS Limited. Yapily Connect Limited is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference 827001). Super Payments Limited is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your business account and related payment services are provided by Modulr FS Limited. Super Payments Information Security Policy is available on request. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS), business funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 - more information. Card payments and business accounts are powered by Stripe Payments UK Limited. Stripe UK Payments Ltd is authorised and regulated by the Financial Conduct Authority (Firm Reference: 900461) as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services.
Super Credit is provided by Abound (see below) and is subject to status. Super is not a lender. Terms apply. Fintern Ltd, trading as Abound, is registered in England & Wales No. 12472034 and is authorised and regulated by the Financial Conduct Authority, FRN 929244. Fintern Ltd, 3rd Floor, 86-90 Paul Street, London, EC2A 4NE. Super Payments Limited, trading as Super and Super Payments, is an Introducer Appointed Representative (FRN 1034245) of Abound and may receive commission for introductions. Missed payments may affect your credit score.
Business address at 123 Buckingham Palace Road, London, SW1W 9SH.